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Peabody Insurance Construction Specific Program
As a Construction Professional, you face serious risks every day. A lot can go wrong at a job site even with safety precautions and protections in place. Peabody Insurance has a program exclusively designed to meet the specific needs of the construction industry. We work with local general contractors and large multi-state construction companies daily to help them lower their total cost of risk.
Construction Program Includes:
Subcontractor Management
Subcontractor agreements can be required when you engage others to do specific work for your business. We will review these agreements, from an insurance perspective, for potential coverage or liability exposures.
DOT Compliance/Fleet Safety
With years of experience, Peabody Insurance will help you build and maintain a fleet safety program.
Audit Assistance
Our team conducts annual reviews from General Liability and Workers Compensation audit worksheets to achieve your best audit outcome.
Bond Program
We have a bond team that will help you achieve bond capacity and pursue projects that fit your needs.
Claims Advocacy
Peabody Insurance will review your claims and advocate for you with our market partners, providing you with more time to conduct your business.
Contract Review
Peabody Insurance can review, from an insurance perspective, the indemnification, hold harmless and insurance requirement clauses in your contracts.
Safety App
The Peabody Insurance Safety App is a tool to help implement, hold and document important safety meetings that will help to accomplish your safety initiatives.- Conduct safety meetings, on site right from a phone.
- Instantly send out pertinent safety messages to employees.
- Essential safety tools for business owners, safety managers, and job site supervisors.
Experience Modification Factor
Our program helps to manage and forecast your workers compensation costs by auditing your Experience Modification rating for errors. Errors can increase your factor unnecessarily, causing increased premiums and possible loss of job contracts.
Interested in Learning More?
"Let me take this opportunity to recommend Dave Lucas and the team of the Peabody Insurance Agency. We first began working with Dave in 1999 and have entrusted our comprehensive insurance program with this elite team. Dave has worked hard to provide a most comprehensive package of insurances at affordable pricing. He consistently brings new ideas to our attention. Value added benefits have included complimentary loss control programs for both our Liability and Workers Compensation, confined space training and quarterly reviews of payrolls to avoid large audits. It is with the utmost pleasure that I refer the exemplary service of Dave Lucas and the Peabody Insurance Agency."
"Peabody Insurance has been a strategic partner of Rhoads & Johnson. They understand the risks that face my company and come up with solutions to help lower my total cost of risk. Peabody has partnered with us to come up with a customized Safety App that assures the safety of my crew and subcontractors. They meet with me regularly and will efficiently adjust my policies as my business needs change. I particularly enjoy the three year policies that guarantee that I won’t see future insurance premium increases and I feel confident that I am properly covered at the best price possible."