Peabody Insurance Blog


Help Your Employees Fight Distracted Driving

Oct 29, 2019

Every business owner wants to see that employees get safely to the jobsite or that cargo or products are safely delivered to their customers. Every year, distracted driving becomes a bigger barrier in the way of that goal. The primary task of anyone behind the steering wheel of a car or truck is to safely control that vehicle on and off the highway. All too often we see a news report that starts with something like, “This morning’s fatal auto accident on the inbound expressway was caused when a distracted driver…” Driver distraction is anything that divert... Read more...

Avoid Winter Slip-ups

Oct 28, 2019

Injuries resulting from slips and falls can be devastating. And colder temperatures bring especially hazardous conditions. Prevention Education is essential in preventing winter weather-related injuries. Consider the following recommendations to prevent slip and fall injuries during the winter months: Wear the proper footwear that provides traction on snow and ice. Footwear should be made of anti-slip material; avoid plastic and leather-soled shoes or boots. Exercise caution when entering and exiting vehicles, and use the vehicle for balance and support. Try to walk onl... Read more...

Take Time for Chimney Maintenance

Oct 24, 2019

Lighting a fire on a cold, winter night is a wonderful way to stay warm and toasty. In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make chimney maintenance part of your home loss prevention plan.  Types of Chimneys There are two types of chimneys that require specific maintenance to minimize the dangers in your home. Fireplace inserts (hearth stoves)—Vent should be connected to the flue of the chimney. T... Read more...

2019 Most Frequently Cited OSHA Standards

Oct 24, 2019

The 2019 top 10 list of most frequently cited standards didn’t change significantly from 2018, with fall protection violations staying on top of the list. In fact, the only change is in the order two of the standards rank. Read below to learn more details on the top 10 most cited OSHA standards. Top 10 OSHA Violations Fall Protection (29 CFR 1926.501) Identifying fall hazards and finding the best way to protect workers should be your first step when improving safety in the workplace. Some potential solutions can include guardrails, safety nets and personal fall prot... Read more...

8 Items for Your Autumn Home Project List

Oct 03, 2019

Steps you take this fall to maintain your home can keep you warm this winter and protect your property from loss. As you take advantage of fall weather to work on projects around your home, pay special attention to these potential trouble spots: Clean out your gutters. Remove leaves and other debris from your gutters first by hand to get rid of the large particles, and then with a scraping tool and water hose before cold weather arrives. This helps to prevent overflows and ice damming. Ice dams are caused when snow melts on a heated part of the roof, then refreezes on a colder po... Read more...

Tips On Avoiding Heat Illness

Jul 22, 2019

Avoid Heat Illness When it is hot outside, your body temperature can rise to dangerous levels. Normally, your body cools itself through sweating. However, in hot and humid weather, sweating is not enough and the result can be a heat illness. Staying Cool Follow the suggestions below to stay cool when working in hot weather: Wear loose, light-colored clothing and some type of hat. Adapt to working in hot conditions gradually, especially if performing strenuous tasks. Take breaks in the shade when possible, and remove any outer protective gear you may be wearing. Avoid ... Read more...

Peabody Insurance Awarded MyCity Magazine’s 2019 City’s Choice Award

Jul 22, 2019

Peabody Insurance is proud to once again win the My City Magazine’s 2019 City’s Choice Award for the Insurance Agency category. The 2019 City’s Choice Award winners were announced in June after over 18,000 votes were cast. Peabody Insurance was pleased to learn that we were selected by voters to be the 2019 City’s Choice Award winner for the Insurance Agency category, repeating our win from 2018. Awards such as the My City Magazine City’s Choice Awards matter because it is our community acknowledging and supporting local businesses in the greater Flint area. P... Read more...

Spring HVAC Filter Maintenance

Mar 28, 2019

Spring is the start of allergy season for many people, making it a great time to inspect your filter. Since your HVAC system circulates the air in your home, the filter will remove dust and pollen particles from the air. Here some of the advantages of changing your HVAC’s filter regularly: Energy costs—As your filter becomes clogged, your entire HVAC system will have to work harder and use more energy to make up the difference. According to the Department of Energy, the average household can reduce their energy bills by up to 15 percent by replacing air filters regul... Read more...

A.I. on the Jobsite

Mar 28, 2019

Software company Smartvid recently announced the results of a three-year case study to test its artificial intelligence (AI) platform in the construction industry. By the end of the study, Smartvid found that the system correctly predicted 1 in 5 safety incidents with over 80 percent accuracy. The AI system used a concept called machine learning to improve its ability to identify objects and patterns that humans often fail to notice. During the study, a contracting firm provided Smartvid with 10 years’ worth of photos and project data. Then, this data was fed into the system so i... Read more...

Understanding Common Aspects of Claims Resolution

Feb 20, 2019

Independent Medical Examinations (IME) Your workers’ compensation insurance carrier is entitled to schedule an independent medical examination, or IME. They may choose any doctor, chiropractor or psychologist. Usually, the adjuster chooses a doctor who specializes in the worker's injury. The examination may be scheduled at any time during the claim. Once the worker is properly notified of the appointment, he or she must attend. Failure to attend places their claim on hold. Few doctors are willing to perform these examinations. They are in private practice and are not on the staff of t... Read more...

Life insurance protects, offers peace of mind

Feb 20, 2019

These are just some of the findings from the “2019 Insure Your Love Consumer Survey” by Life Happens. The nonprofit association is dedicated to helping more Americans take personal financial responsibility through ownership of life insurance and related products. Its survey also examined ways Americans address financial stress in their lives. LOOKING FOR A NEW WAY TO SAY I LOVE YOU? The survey found 75 percent of people with life insurance say they prioritize the happiness of their loved ones over their personal happiness compared to 66 percent of people without life insur... Read more...

Winter Weather Can Affect Your Business

Feb 20, 2019

Driving on Company Time A major concern regarding winter weather is employees who drive a company car or vehicle as part of their workday. All vehicles should be given a safety check by a mechanic before the bad weather hits, and they should also be equipped with emergency materials such as a snow scraper, blanket, first aid kit and flashlight. In addition, employees should be instructed to dress properly for the weather, including a hat, scarf and gloves, or have extra clothing on hand in case of a breakdown or accident. In order to protect your company against liability, any em... Read more...

Remodeling Your Home

Feb 20, 2019

What Protection Does it Offer? Whether your addition budget is large or small, you are adding both the value of your home and your exposure to risk. To ensure that your project goes smoothly and that you have the coverage you need, here’s what you need to know. Working with General Contractors The best way to minimize your renovation risk is to hire a reputable general contractor for the job. As part of the biding process, ask the general contractor to provide a Certificate of Insurance and/or copies of the policies. Specifically, check for coverage for the following: ... Read more...