Peabody Insurance Blog


Heart Health

Mar 28, 2017

"Your heart beats over 100,000 times per day. Read these tips on how to improve your heart health!" Teresa Taylor | ttaylor@peabodyinc.com Article Courtesy of: Mayo Clinic Lifestyle and home remedies Heart disease can be improved — or even prevented — by making certain lifestyle changes. The following changes can help anyone who wants to improve heart health: Stop smoking. Smoking is a major risk factor for heart disease, especially atherosclerosis. Quitting is the best way to reduce your risk of heart disease and its complications. Control you... Read more...

Employment Practices Liability Scorecard

Mar 28, 2017

"As a business leader, you make important personnel decisions on a daily basis. From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actions are critical to running your business, they also create exposures that could lead to costly claims by employees or governmental regulators." Dave Lucas | dlucas@peabodyinc.com As a business leader, you make important personnel decisions on a daily basis. From hiring new workers to assigning duties, each of your decisions affects employees in a unique way. Although these actio... Read more...

Tenants’ Improvements and Betterments

Mar 28, 2017

"If the lease requires the landlord to repair or replace tenants’ improvements and betterments that become damaged, the tenant does not need to insure them. In contrast, if the lease does not require the landlord to repair or replace tenants’ improvements and betterments, tenants need to make sure they are covered under their own property policy." Brenda Boomer | bboomer@peabodyinc.com Suppose that a landlord leases a storefront to a retailer that makes improvements to the facility by adding features to help sell its products. During the lease, a fire breaks out a... Read more...

Beyond life insurance: Helpful tips when a loved one dies

Mar 28, 2017

"After the loss of a loved one, you may be faced with the overwhelming responsibility of making funeral arrangements, notifying friends and family and handling the estate. During that time, it is often very hard to think of all the things that need to be done and what questions to ask. Having a clear picture in advance can help alleviate additional stress." Danielle Allen | dallen@peabodyinc.com Article Courtesy of: Cincinnati Insurance After the loss of a loved one, you may be faced with the overwhelming responsibility of making funeral arrangements, notifying friends and f... Read more...

Cyber Tips for Small Businesses

Feb 27, 2017

"With cyber crime on the rise, small businesses need to be just as cautious as large businesses in preventing security breaches." Wendy Light | wlight@peabodyinc.com According to a recent internet security threat report, small businesses have increasingly become targets for cyber criminals. With over 40 percent of cyber attacks targeting small businesses, it is important to not only lower the risk of an attack but also be prepared if one occurs. The following simple, economical steps can help reduce your risk of falling victim to a costly cyber attack: 1. Equip each of... Read more...

Renting Your Home

Feb 27, 2017

"You may be considering renting out your home for extra income while you’re away for an extended period of time. Though this seems like an ideal solution for families with extra room to spare, it can pose liabilities. Take the following considerations to heart in order to protect your home." Danielle Allen | dallen@peabodyinc.com Ask for references from potential renters, especially those that will stay for a while.     Draw up a rental agreement that defines the terms of the rental, including restrictions, liabilities and occupancy guidelines. ... Read more...

Position Yourself for Workstation Comfort

Feb 27, 2017

"Sitting with proper posture will ensure your daily comfort and improve your physical well-being!" Teresa Taylor | ttaylor@peabodyinc.com Article Courtesy of: Cincinatti Insurance Companies Millions of workers spend their days in front of a computer screen. To stay comfortable and prevent strain or injury, make sure your chair, desk and screen are arranged to fit your needs. Read our infographic for suggestions to help you stay comfortable and productive. The Occupational Safety and Health Administration has additional resources to help you make sure your head, feet and bo... Read more...

5 Cyber Security Tips for Your Business

Feb 27, 2017

"Don’t wait until after it is too late. Implement cyber security practices at your company today!" Brenda Boomer | bboomer@peabodyinc.com Article Courtesy of: Insurance Market Source Cyber security is a topic that is discussed often times too late. Many business owners do not realize that one of the biggest security threats they have is right in front of them—their employees. When thinking about security, business owners need to look inward, not outward for their first line of defense. 1. Authentication management is crucial Passwords and securing entry... Read more...

Delivering Tomorrow: Logistics in 2050

Jan 23, 2017

"With the creation of Airbnb and Uber, many industries are wondering if they will continue to stay relevant as technology finds new ways to solve problems. Deutsche Post DHL Group commissioned this study to explore what the future will look like in 2050, and how the logistics industry will need to adapt." Dave Lucas | dlucas@peabodyinc.com Article Courtesy of DHL  Will we be able to create sustainable prosperity, or are we on the way to a climate crash? Is the world interconnected or fragmented? Which new technologies shape our everyday lives? In a new study entitled &... Read more...

Simon Sinek on Why Internet Friends Do Not Replace Human Relationships

Jan 23, 2017

"This less than 3 minute video is a great reminder for why it is important to maintain relationships with friends and colleagues offline." Tonya Davis | tdavis@peabodyinc.com Article Courtesy of: Capture Your Flag Click Here to watch the Video In Chapter 20 of 20 in his 2011 Capture Your Flag interview with host Erik Michielsen, author and leadership expert Simon Sinek shares why human, physical interaction creates deeper, more meaningful relationships than Internet communication. Sinek notes that sheer physicality limits the Internet and its communication tools - Faceboo... Read more...

What to Look for When Buying a Used Vehicle

Jan 23, 2017

"Buying a used vehicle can be a great and inexpensive way to get on the road. However, you need to be extra careful when buying a used vehicle to ensure that it’s safe and in good condition." Teresa Taylor | ttaylor@peabodyinc.com Here are some things you should always check before you buy a used vehicle: Look for any wear or scratches around the vehicle’s dashboard. This could be a sign that the odometer has been tampered with. View the vehicle from all angles—including from the ground—to check for wear and tear.   Check for a dam... Read more...

7 safety tips for winter construction

Jan 23, 2017

"As the climate changes, so do the hazards on the job site. Read this article to learn how to stay safe on the job." Wendy Light | wlight@peabodyinc.com Article Courtesy of: Cincinnati Insurance Construction doesn’t take a break in the winter. If you manage a construction site, think about the additional hazards of the season and take the appropriate safety precautions. Cold temperatures, wet and snowy weather and wind chill can take a harsh toll on the human body. Increase your knowledge and awareness of cold weather issues such as frostbite and hypothermia. Pa... Read more...

TIKE car seat stickers provide data to first responders

Jan 23, 2017

"In the event of a car accident, first responders need as much information as possible on you and your child. These TIKE car seat stickers communicate your child’s vital information." Danielle Allen | dallen@peabodyinc.com Article Courtesy of: Cincinnati Insurance Every day, more than 2,600 children are involved in a traffic accident in the U.S. – that’s one child under 13 involved in a crash every 33 seconds. While most parents have taken steps to secure young children in approved car seats, there is another step parents can take for peace of mind: Put a T... Read more...

Drive Safe on Slick Roads

Dec 16, 2016

'As the mercury drops, take a look at these quick tips to avoid an accident on slick roads.' Brenda Boomer | bboomer@peabodyinc.com Did You Know? Winter weather can present many driving headaches for drivers, slick roadways being one of them. Most skids can be prevented by simply adjusting driving to the conditions and remembering how to recover if you should come in contact with a slick surface. Remember these tips to avoid a dangerous accident when roads are slick: Slow down before reaching curves and turns. Plan ahead for lane changes by checking in your rearview m... Read more...

Plan Ahead for Security and Disaster Readiness

Dec 16, 2016

"Preparing for disasters and other unforeseen threats is an important part of preparing your business for longevity today." Dave Lucas | dlucas@peabodyinc.com Criminal activity, natural disasters and terrorism are sadly threats that all businesses should account for and the best time to plan is sooner than later. It is important that you have readiness plans in place to minimize the potential impact of any potentially threatening situation. Without prior planning, you leave your company open to financial disaster, especially if you are forced to close operations for a peri... Read more...

Mark Bezos: A life lesson from a volunteer firefighter

Dec 16, 2016

"Don’t wait to be a hero! Check out this short and funny Ted Talk by Mark Bezos" Wendy Light | wlight@peabodyinc.com Video Courtesy of: TedTalks Volunteer firefighter Mark Bezos tells a story of an act of heroism that didn't go quite as expected — but that taught him a big lesson: Don't wait to be a hero. Click Here to view the video ... Read more...

Injury-Free Workouts

Dec 16, 2016

"Exercise is a great way to combat stress, lose weight and boost your energy. To get the most from your workouts, it is important that you add warming up, cooling down and stretching to your exercise routine. These three simple steps are proven to prevent painful and costly injuries later." Teresa Taylor | ttaylor@peabodyinc.com Warming Up Warming up allows your body time to adjust from rest to activity. It increases blood flow to the muscles so they stretch easily, reducing the risk of muscle tears. It also lubricates joints and carries oxygen to the heart. To effectiv... Read more...

New jewelry? Remember to insure those valuable gifts

Dec 16, 2016

"After buying this year’s Christmas gifts; be sure to update your insurance agent regarding any valuable purchases." Danielle Allen | dallen@peabodyinc.com Article Courtesy of: Cincinatti Insurance Group The holidays provide us with good reasons for presenting special – and often valuable – gifts to our loved ones. In the excitement of surprising someone with a gift that makes a big impression, remember that properly insuring expensive gifts can bring you peace and joy long after the holiday season is over. Follow some easy tips for insuring new ... Read more...

Surviving The Holiday Party Season: An Employer's Quick Reference Guide

Dec 09, 2016

Article Courtesy of: www.fisherphillips.com As 2016 winds down, we are entering into the prime season for holiday gatherings. Based on a recent study by the Society for Human Resource Management, approximately 65% of employers plan to host a holiday or end-of-year party. Although these parties can be a lot of fun, they can be hotbeds for potential employer liability. So, what can you do to reduce the potential for mishaps? There is no surefire way to eliminate legal exposure, but there are some proactive steps you can take to reduce their risk. Think of this article as a roadmap, so you... Read more...

88% of Employees Lack Knowledge to Prevent Cyber Incidents

Nov 28, 2016

"According to a recent report, 88 percent of employees lack the understanding necessary to prevent common cyber incidents." Jo Schofield | jschofield@peabodyinc.com That report is based on the results of a survey given to more than 1,000 employees across the Unites States, and was designed to test the level of knowledge and awareness of cyber security among employees by asking them to name proper behaviors in given circumstances. The survey covered eight risk domains and assigned three risk profiles—Risk, Novice and Hero—to indicate an employee’s privacy and s... Read more...

Avoid Spreading Illnesses

Nov 28, 2016

"Stay healthy this winter!"  Teresa Taylor | ttaylor@peabodyinc.com During the winter, diseases like the flu, pneumonia, strep throat and the cold become easier to catch and transmit. And, although these illnesses generally don’t pose a serious risk to those in good health, you can keep everyone as healthy as possible by following these tips:   Wash your hands with soap and water before eating, after using the restroom, and after you cough, sneeze or blow your nose. Cough or sneeze into your arm instead of your hands. This will limit the chance of ... Read more...

The Lone Nut

Nov 28, 2016

“As the end of the year approaches many of us are starting to think of the changes we want to make in our lives, families, and organizations. In order to bring about change it takes more than being a leader, learn how to start a movement from this lone nut” Dave Lucas | dlucas@peabodyinc.com If you've learned a lot about leadership and making a movement, then let's watch a movement happen, start to finish, in under 3 minutes, and dissect some lessons: A leader needs the guts to stand alone and look ridiculous. But what he's doing is so simple, it's almost instructional. This... Read more...

Chip credit cards: Do they decrease fraud?

Nov 28, 2016

"Chip cards do not solve all security problems. Read this article to learn more!" Brenda Boomer | bboomer@peabodyinc.com Article Courtesy of: Cinncinati Insurance Banking cards with microchip technology are designed to protect against fraudulent duplication of magnetic strip cards. However, they do not solve all potential problems confronting consumers. It still pays to be cautious with your credit card information. Unfortunately, as security measures increase, criminals find new ways to steal information. Chip cards can be read over a short distance using radio frequen... Read more...

New federal overtime guidelines under FLSA

Oct 27, 2016

"A new federal rule for overtime pay that becomes effective December 1, 2016, may increase an employer’s need for EPLI – employment practices liability insurance." Dave Lucas | dlucas@peabodyinc.com Article Courtesy of: Cincinnati Insurance In May 2016, the U.S. Department of Labor published a final rule updating its overtime regulations. For decades, the DOL’s federal wage and hour law, known as the Fair Labor Standards Act (FLSA), required employers to pay nonexempt employees overtime at 1.5 times an employee’s regular rate of pay for hours worked... Read more...

Healthy Aging Tips

Oct 27, 2016

"Follow these simple tips to maintain your active lifestyle!" Teresa Taylor | ttaylor@peabodyinc.com As you age, it’s important to stay healthy, fit and active to keep your body functioning as it should. And, the earlier you start maintaining a healthy lifestyle, the longer you will be able to enjoy the benefits. Use these tips to keep your body and mind healthy as you age: Stay up to date on your medical screenings, including visits to your primary care physician, optometrist and dentist. Limit your alcohol consumption. Exercise regularly. This m... Read more...

Consumer Auto Loss Trends

Oct 27, 2016

"High auto losses are occurring throughout the industry. Click this link to learn more!" Danielle Allen | dallen@peabodyinc.com Infographic courtesy of: Safeco Click Here to download a PDF version of this infographic ... Read more...

Galaxy Note 7 Officially Recalled

Oct 27, 2016

"Follow these steps to participate in the Galaxy Note 7 recall." Brenda Boomer | bboomer@peabpdyinc.com Samsung Electronics’ newest smartphone, the Galaxy Note 7, has been officially recalled by the U.S. Consumer Product Safety Commission. Although Samsung initiated a voluntary recall shortly after the phone’s release, all of the devices have now been recalled. If you own a Galaxy Note 7, it can be returned for a full refund or a replacement device. Here are some steps to take if you or a family member has purchased one of the devices: Immediately stop us... Read more...

Check Out Our Renovation Progress!

Oct 04, 2016

Our team has grown  so much we have decided to take over our entire office building. Which means our office is under construction! Check out the progress of our building renovation.   ... Read more...

Heavy Lifting in Youth Linked to Back Pain Later in Life

Sep 27, 2016

"Teaching correct lifting technique is important from an early age to help prevent back pain later in life" Teresa Taylor | ttaylor@peabodyinc.com According to a study conducted by researchers at the Finnish Institute for Occupational Health, young adults who engage in work that involves heavy lifting and forceful movements could be at an increased risk of developing back pain later in life. Researchers surveyed 738 Finnish men and women between the ages of 18 and 24, and then followed up with that same group 20 years later. For both men and women, the likelihood of developing... Read more...

Tips to keep game-day tailgating safe and fun

Sep 27, 2016

Football game day fuels emotions and festivities, whether you’re rooting for your college alma mater or your favorite pro team. Don’t let the distractions of tailgating, friendly get-togethers, the game or your busy neighborhood lead you to disregard safety issues. Before decking out in your favorite team colors, keep these tips in mind: Follow all posted rules for your tailgating site. Make sure your grill is placed a reasonable distance away from your vehicle. Heat from the grill can damage the paint and could ignite the gas tank. Place a fire extinguisher next to the tailg... Read more...