Peabody Insurance Blog


Workplace Stress: What the Research Tells Us

Dec 10, 2015

"The nature of work is changing at whirlwind speed. Perhaps now more than ever before, job stress poses a threat to the health of workers and, in turn, to the health of organizations."  Jo Wood | jwood@peabodyinc.com Job Conditions That May Lead to Stress The Design of Tasks. Heavy workload, infrequent rest breaks, long work hours and shiftwork; hectic and routine tasks that have little inherent meaning, do not utilize workers’ skills, and provide little sense of control. Example: David works to the point of exhaustion. Theresa is tied to the computer, allowing little room for fle... Read more...

Holiday Fire Safety at Home

Dec 10, 2015

"Each year, U.S. fire departments respond to nearly 230 home structure fires that start with Christmas trees. Home Christmas tree fires cause an average of six deaths, 22 injuries and more than $18 million in direct property damage annually, and the danger can extend beyond Christmas." Bridget Hetchler | bhetchler@peabodyinc.com Article Courtesy of: Chubb Insurance Four Fire Hazards and Tips to Avoid Them: Picture your perfect holiday. Perhaps you hear family members laugh while the fireplace crackles in the background. Or you enjoy your favorite holiday meal surrounded by friends ... Read more...

Reauthorization of Terrorism Risk Insurance Act Enacted

Dec 10, 2015

"President Obama spoke to the nation on 12/6/2015 about acts of terrorism. Did you know that earlier this year he signed into law a bill that reauthorizes the Terrorism Risk Insurance Act (TRIA)? This act allows the insurance industry and federal government to share the losses created by a catastrophic terrorist attack." Wendy Light | wlight@peabodyinc.com Reauthorization of Terrorism Risk Insurance Act Enacted On Jan. 12, 2015, President Obama signed into law a bill that reauthorizes the Terrorism Risk Insurance Act (TRIA), the federal terrorism risk insurance backstop. TRIA, which w... Read more...

Ride Sharing May Create Insurance Gaps

Dec 10, 2015

"Uber is a prevalent source of transportation in Flint, Ann Arbor, Detroit, Lansing, and Kalamazoo. This and other ride-sharing apps are changing the game on transportation and your insurance will need to keep up. Submit your contact information with the comment "ride-share" on our website and an agent will contact you for a free coverage review." Teresa Taylor | ttaylor@peabodyinc.com Article Courtesy of: Cincinnati Insurance Agency  Drivers and riders who participate in ride-share alternatives to taxi services may be subject to significant insurance gaps. If you participate in rid... Read more...

A Thoughtful Gift

Dec 10, 2015

"Peabody Insurance has teamed up with The Cincinnati Life Insurance Company to give the gift of life insurance this Holiday Season. Call us at 810-629-1504 to learn how you can make a difference in your youngster's life." Danielle Allen | dallen@peabodyinc.com Dear Parents and Grandparents: Give a valuable gift to a youngster who is dear to you this holiday. A whole life insurance policy from The Cincinnati Life Insurance Company provides $10,000 of life insurance protection for the child’s entire lifetime . . . with only one single premium to pay. It’s so easy. Just call us or em... Read more...

Securing Your Mobile Device

Nov 16, 2015

"In the 90's, an average PC stored about 90MBs of data. Today's baseline iPhone 6 will store 16GB (1GB = 1,000MB). If someone acquired access to this much data on your business, how could that impact you?" Brenda Boomer | bboomer@peabodyinc.com Because of all they can offer, smartphones and tablet devices are essential to many professions’ daily operations. However, as use rises, it will become more and more important to ensure that security for these mobile devices is able to adequately protect you from new and existing threats. The need for proper phone security is no different ... Read more...

Using Life Insurance to Fund a Buy-Sell Agreement

Nov 16, 2015

"Life insurance is a versatile policy that can mean the difference for the family if the worst were to happen. Did you know that it can do the same for your business? Read this article to learn how life insurance can be a part of your business continuity policy." Wendy Light | wlight@peabodyinc.com A chief concern among businesses is how the death of an owner will affect the business, other owners and the heirs of the deceased. Surviving owners want to ensure the continuity of ownership, the protection of the business’s finances and that their family is financially secure and compensated... Read more...

Fall And Winter Seasons Mean an Increased Risk of Home Fires

Nov 16, 2015

"Did you know that the average person only has 3 minutes to exit the home after hearing the smoke alarm? Use these 4 steps to prepare for a fire." Danielle Allen | dallen@peabodyinc.com   Since many people tend to stay indoors more during the fall and winter seasons, they actually face an increased risk of home fires. Additionally, many modern conveniences make homes even more at-risk than they have been in the past. As a result, it’s more important than ever to ensure that you and your family are prepared in case of a fire. In 1970, a study by the National Institute of St... Read more...

Santa Run

Nov 16, 2015

"The Flint Santa Run/Walk is a fun event where all participants receive a full santa suit and spend some time in Flint, MI supporting the YMCA Partnership With Youth. My family and I have attended the event for years, doing everything from running with the dog, to pushing the stroller, to driving in last minute from East Lansing! Here is the link to learn more and register." Grace Peabody | gpeabody@peabodyinc.com Article Courtesy of YMCA of Greater Flint YMCA Santa Run Presented by Al Serra Auto Plaza December 5, 2015 at Noon YMCA of Greater Flint- Downtown 411 East Third St... Read more...

Michigan Motorists Can Prove Auto Insurance Coverage on Cell Phone Under Approved Bill

Nov 16, 2015

"Now that proof of auto insurance has gone digital, we can email copies of your auto insurance to be stored on your device. Call Peabody Insurance today to learn more. 810-629-1504" Teresa Taylor | ttaylor@peabodyinc.com Article courtesy of: MLive Michigan motorists involved in traffic stops or crashes will have the option to show proof of no-fault auto insurance coverage in an electronic form under legislation heading to the desk of Gov. Rick Snyder. House Bill 4193, sponsored by Republican Rep. Aric Nesbitt, of Lawton, and unanimously approved by the Senate on Wednesday, would al... Read more...

Free Movie this Weekend!

Jan 27, 2015

FREE movie night! Sponsored by Peabody Insurance Agency Join us for the movie "Radio" (PG13) Saturday, Jan. 31, 2015 at 7:00PM In the auditorium at Karl Richter Community Center of Holly Concessions will be available.     ... Read more...

Winter Driving and Skid Prevention

Jan 22, 2015

“Driving in the winter can be dangerous. Knowing how to drive safely can be a lifesaver” Brenda Boomer | bboomer@peabodyinc.com One of the most dangerous winter driving hazards is skidding. If it happens at a high speed, the result can be deadly. But most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Skids are most likely to occur on curves and turns, so slow down ahead of time to prepare for them. Then, when in the curve, accelerate slowly and steer steadily with no abrupt change in direction and, especially, no abrupt braking.... Read more...

Cyber Risks and Liabilities

Jan 13, 2015

“Is your business safe from Cyber Threats? This newsletter will give you information to consider. Please call us with your Cyber Liability questions.” Wendy Light | wlight@peabodyinc.com All About the Sony Hack Sony Pictures Entertainment was hacked in late November by a group called the Guardians of Peace. The hackers stole a significant amount of data off of Sony’s servers, including employee conversations through email and other documents, executive salaries, and copies of unreleased Sony movies. Sony’s network was down for a few days as administrators worked to assess the damage. ... Read more...

Protect Your Home While You Are Away

Jan 13, 2015

“Planning a mid-winter get-away? This article may give you some new ideas for keeping your home safe while you are away.” Teresa Taylor | ttaylor@peabodyinc.com Unfortunately, no one is completely immune from theft. Whether you’re looking to protect your home while you are away on vacation or simply away at work, your first line of defense is to thwart burglars. Home Protection Tips Contact your local police department to request that an officer visits your home to evaluate how secure it is and offer some improvements. Keep your shrubs, trees and other foliage short and well-gro... Read more...

Winter Driving - Skid Prevention

Jan 12, 2015

“There have been some serious pile-ups so far this season.  Being prepared can help you avoid an accident! Share this with your kids!” Danielle Allen | dallen@peabodyinc.com One of the most dangerous winter driving hazards is skidding. If it happens at a high speed, the result can be deadly. But most skids can be avoided by simply adjusting to driving conditions and knowing how to recover from a skid. Skids are most likely to occur on curves and turns, so slow down ahead of time to prepare for them. Then, when in the curve, accelerate slowly and steer steadily with no abrupt change in... Read more...